{"id":420,"date":"2014-11-17T16:40:52","date_gmt":"2014-11-17T14:40:52","guid":{"rendered":"http:\/\/www.mcasadellapol.cat\/?page_id=420"},"modified":"2025-09-12T13:10:40","modified_gmt":"2025-09-12T12:10:40","slug":"rc","status":"publish","type":"page","link":"https:\/\/www.mcasadellapol.cat\/?page_id=420","title":{"rendered":"RC"},"content":{"rendered":"<p data-start=\"446\" data-end=\"676\">Qualsevol persona, ja sigui en la seva <strong data-start=\"485\" data-end=\"539\">vida privada, familiar, professional o empresarial<\/strong>, pot causar danys a tercers. Quan aix\u00f2 passa, la llei estableix que qui n\u2019\u00e9s responsable t\u00e9 l\u2019obligaci\u00f3 d\u2019indemnitzar els perjudicats.<\/p>\n<p data-start=\"678\" data-end=\"893\">Les assegurances de responsabilitat civil (RC) protegeixen el patrimoni de l\u2019assegurat davant aquesta obligaci\u00f3 d\u2019indemnitzar, cobrint tant els danys materials com els personals que puguin patir terceres persones.<\/p>\n<h3 data-start=\"895\" data-end=\"943\">Tipus de responsabilitat civil assegurable<\/h3>\n<ul data-start=\"944\" data-end=\"2183\">\n<li data-start=\"944\" data-end=\"1153\">\n<p data-start=\"946\" data-end=\"1153\"><strong data-start=\"946\" data-end=\"971\">RC familiar o privada<\/strong>: cobreix els danys que es poden ocasionar a tercers en la vida quotidiana (per exemple, una fuita d\u2019aigua que afecta un ve\u00ed, o un accident dom\u00e8stic que provoca danys a un tercer).<\/p>\n<\/li>\n<li data-start=\"1154\" data-end=\"1559\">\n<p data-start=\"1156\" data-end=\"1559\"><strong data-start=\"1156\" data-end=\"1174\">RC de mascotes<\/strong>: des de la <strong data-start=\"1186\" data-end=\"1249\">Llei 7\/2023 de protecci\u00f3 dels drets i benestar dels animals<\/strong>, \u00e9s <strong data-start=\"1254\" data-end=\"1268\">obligatori<\/strong> que tots els propietaris de gossos contractin una asseguran\u00e7a de responsabilitat civil que cobreixi els possibles danys a tercers (abans nom\u00e9s era exigible a races considerades potencialment perilloses). Aquesta normativa \u00e9s d\u2019\u00e0mbit estatal i aplica a totes les races i grand\u00e0ries de gos.<\/p>\n<\/li>\n<li data-start=\"1560\" data-end=\"1745\">\n<p data-start=\"1562\" data-end=\"1745\"><strong data-start=\"1562\" data-end=\"1581\">RC professional<\/strong>: per a metges, advocats, arquitectes, corredors d\u2019assegurances i qualsevol altre professional que pugui ser reclamat per errors o omissions en la seva activitat.<\/p>\n<\/li>\n<li data-start=\"1746\" data-end=\"1902\">\n<p data-start=\"1748\" data-end=\"1902\"><strong data-start=\"1748\" data-end=\"1781\">RC d\u2019explotaci\u00f3 i empresarial<\/strong>: cobreix els riscos derivats de l\u2019activitat d\u2019una empresa o negoci, incloent-hi danys a clients, prove\u00efdors o tercers.<\/p>\n<\/li>\n<li data-start=\"1903\" data-end=\"2029\">\n<p data-start=\"1905\" data-end=\"2029\"><strong data-start=\"1905\" data-end=\"1924\">RC de productes<\/strong>: per empreses que fabriquen, distribueixen o venen productes que podrien causar danys als consumidors.<\/p>\n<\/li>\n<li data-start=\"2030\" data-end=\"2183\">\n<p data-start=\"2032\" data-end=\"2183\"><strong data-start=\"2032\" data-end=\"2065\">RC D&amp;O (Directors &amp; Officers)<\/strong>: protegeix els administradors i directius davant possibles reclamacions derivades de les seves decisions de gesti\u00f3.<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"2185\" data-end=\"2212\">Per qu\u00e8 \u00e9s important?<\/h3>\n<ul data-start=\"2213\" data-end=\"2532\">\n<li data-start=\"2213\" data-end=\"2322\">\n<p data-start=\"2215\" data-end=\"2322\">Evita que un accident fortu\u00eft o un error professional posi en perill el patrimoni personal o empresarial.<\/p>\n<\/li>\n<li data-start=\"2323\" data-end=\"2450\">\n<p data-start=\"2325\" data-end=\"2450\">Ofereix tranquil\u00b7litat al dia a dia, tant en l\u2019\u00e0mbit privat (fam\u00edlia, mascotes, llar) com en el professional o empresarial.<\/p>\n<\/li>\n<li data-start=\"2451\" data-end=\"2532\">\n<p data-start=\"2453\" data-end=\"2532\">S\u2019adapta a cada situaci\u00f3, amb p\u00f2lisses individuals, col\u00b7lectives o d\u2019empresa.<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"2534\" data-end=\"2537\" \/>\n<p data-start=\"2539\" data-end=\"2800\">\ud83d\udc49 En resum, la responsabilitat civil \u00e9s un risc al qual tots estem exposats. Amb una asseguran\u00e7a de RC ben dissenyada, pots viure i treballar amb la tranquil\u00b7litat que, si passa l\u2019imprevist, el teu patrimoni i la teva estabilitat econ\u00f2mica estaran protegits.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Qualsevol persona, ja sigui en la seva vida privada, familiar, professional o empresarial, pot causar danys a tercers. Quan aix\u00f2 passa, la llei estableix <\/p>\n","protected":false},"author":1,"featured_media":0,"parent":42,"menu_order":5,"comment_status":"closed","ping_status":"open","template":"fullwidth.php","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-420","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/pages\/420","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=420"}],"version-history":[{"count":5,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/pages\/420\/revisions"}],"predecessor-version":[{"id":3275,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/pages\/420\/revisions\/3275"}],"up":[{"embeddable":true,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/pages\/42"}],"wp:attachment":[{"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=420"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}