{"id":424,"date":"2014-11-17T16:44:00","date_gmt":"2014-11-17T14:44:00","guid":{"rendered":"http:\/\/www.mcasadellapol.cat\/?page_id=424"},"modified":"2025-09-12T12:46:33","modified_gmt":"2025-09-12T11:46:33","slug":"decessos","status":"publish","type":"page","link":"https:\/\/www.mcasadellapol.cat\/?page_id=424","title":{"rendered":"Decessos"},"content":{"rendered":"

L\u2019asseguran\u00e7a de decessos \u00e9s molt m\u00e9s que una asseguran\u00e7a d\u2019enterrament. \u00c9s un servei complet d\u2019assist\u00e8ncia i gesti\u00f3<\/strong> que, en el moment m\u00e9s delicat, s\u2019encarrega de tot el necessari perqu\u00e8 la fam\u00edlia nom\u00e9s hagi de centrar-se en el que realment importa: acompanyar-se i viure el dol amb tranquil\u00b7litat<\/strong>.<\/p>\n

Qu\u00e8 inclou?<\/h3>\n

A m\u00e9s de cobrir les despeses del servei funerari, la companyia assumeix totes les gestions i tr\u00e0mits vinculats a la defunci\u00f3 de l\u2019assegurat:<\/p>\n

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    Gestions administratives<\/strong> davant els organismes corresponents.<\/p>\n<\/li>\n

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    Trasllat del difunt<\/strong> en cas que la defunci\u00f3 es produeixi fora del municipi de resid\u00e8ncia.<\/p>\n<\/li>\n

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    Serveis funeraris complets<\/strong>: ta\u00fct, preparaci\u00f3 del cos, estada al tanatori, cotxes d\u2019acompanyament, cerim\u00f2nia religiosa o laica, recordatoris i sepultura.<\/p>\n<\/li>\n

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    Repatriaci\u00f3 internacional<\/strong>, si la defunci\u00f3 t\u00e9 lloc a l\u2019estranger.<\/p>\n<\/li>\n<\/ul>\n

    Moltes p\u00f2lisses tamb\u00e9 inclouen serveis complementaris<\/strong>: assist\u00e8ncia psicol\u00f2gica per a la fam\u00edlia, assessorament legal, i fins i tot serveis en vida, com l\u2019elaboraci\u00f3 de testament obert notarial.<\/p>\n

    Com es calcula la prima?<\/h3>\n

    El preu de l\u2019asseguran\u00e7a dep\u00e8n de diversos factors:<\/p>\n

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      Edat de l\u2019assegurat<\/strong> en el moment de contractaci\u00f3.<\/p>\n<\/li>\n

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      Localitat<\/strong> on es prestar\u00e0 el servei, ja que els costos varien molt segons la poblaci\u00f3 i les tarifes dels serveis funeraris (per exemple, a Barcelona o Matar\u00f3 s\u00f3n m\u00e9s elevats que a Malgrat o Blanes).<\/p>\n<\/li>\n

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      Capital assegurat<\/strong> i cobertures contractades.<\/p>\n<\/li>\n

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      Modalitat de pagament<\/strong> de la prima.<\/p>\n<\/li>\n<\/ul>\n

      Modalitats de primes<\/h3>\n

      Hi ha diferents formes de pagament segons l\u2019edat i les necessitats de l\u2019assegurat:<\/p>\n

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        Prima anivellada<\/strong>: la quota es mant\u00e9 estable al llarg dels anys.<\/p>\n<\/li>\n

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        Prima natural<\/strong>: la quota varia en funci\u00f3 de l\u2019edat de l\u2019assegurat.<\/p>\n<\/li>\n

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        Prima seminatural<\/strong>: la quota varia fins a una edat determinada i, a partir d\u2019aquell moment, queda anivellada.<\/p>\n<\/li>\n

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        Prima \u00fanica<\/strong>: indicada per a persones d\u2019edat avan\u00e7ada; es fa un \u00fanic pagament i s\u2019obt\u00e9 cobertura vital\u00edcia.<\/p>\n<\/li>\n<\/ul>\n

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        \ud83d\udc49 En definitiva, una asseguran\u00e7a de decessos no \u00e9s nom\u00e9s pagar un enterrament: \u00e9s tenir la seguretat que, quan arribi el moment, tot estar\u00e0 resolt<\/strong> de manera r\u00e0pida, digna i sense c\u00e0rrega per a la fam\u00edlia.<\/p>\n","protected":false},"excerpt":{"rendered":"

        L\u2019asseguran\u00e7a de decessos \u00e9s molt m\u00e9s que una asseguran\u00e7a d\u2019enterrament. \u00c9s un servei complet d\u2019assist\u00e8ncia i gesti\u00f3 que, en el moment m\u00e9s de<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":40,"menu_order":6,"comment_status":"closed","ping_status":"closed","template":"fullwidth.php","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-424","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/pages\/424","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=424"}],"version-history":[{"count":9,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/pages\/424\/revisions"}],"predecessor-version":[{"id":3265,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/pages\/424\/revisions\/3265"}],"up":[{"embeddable":true,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/pages\/40"}],"wp:attachment":[{"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=424"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}