{"id":74,"date":"2014-10-25T15:40:04","date_gmt":"2014-10-25T13:40:04","guid":{"rendered":"http:\/\/www.mcasadellapol.cat\/?page_id=74"},"modified":"2025-09-12T12:23:46","modified_gmt":"2025-09-12T11:23:46","slug":"llar","status":"publish","type":"page","link":"https:\/\/www.mcasadellapol.cat\/?page_id=74","title":{"rendered":"Llar"},"content":{"rendered":"

Casa nostra \u00e9s l\u2019espai m\u00e9s \u00edntim i de confort que tenim: el lloc on ens sentim segurs, c\u00f2modes i protegits. Alhora, \u00e9s tamb\u00e9 una de les inversions m\u00e9s importants de la nostra vida, ja sigui perqu\u00e8 l\u2019hem comprada o perqu\u00e8 hi hem destinat molts recursos en mobles, electrodom\u00e8stics i millores.<\/p>\n

Per tot aix\u00f2, \u00e9s essencial tenir-la ben assegurada.<\/p>\n

Com ha de ser una asseguran\u00e7a de la llar?<\/h3>\n

Una bona asseguran\u00e7a ha de cobrir els danys materials<\/strong> (incendi, aigua, trencament de vidres, fen\u00f2mens atmosf\u00e8rics, curtcircuits el\u00e8ctrics\u2026), per\u00f2 tamb\u00e9 els danys a tercers<\/strong> a trav\u00e9s de la responsabilitat civil immobili\u00e0ria o familiar. A m\u00e9s, moltes p\u00f2lisses incorporen serveis addicionals<\/strong> com assist\u00e8ncia en viatge, bricolatge o connexi\u00f3 amb professionals.<\/p>\n

Ara b\u00e9, no totes les companyies ofereixen les mateixes cobertures ni amb les mateixes condicions, per aix\u00f2 \u00e9s molt important saber exactament qu\u00e8 contractem i qu\u00e8 no<\/strong>.<\/p>\n

Capitals assegurats: continent i contingut<\/h3>\n

El c\u00e0lcul dels capitals assegurats \u00e9s clau per tenir una p\u00f2lissa ajustada a la realitat.<\/p>\n

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    Continent<\/strong>: es pot calcular de manera objectiva a partir dels metres quadrats constru\u00efts, la ubicaci\u00f3 i el tipus d\u2019habitatge. Orientativament, es recomana comptar entre 900 i 1.000 \u20ac\/m\u00b2<\/strong> per a habitatges de construcci\u00f3 est\u00e0ndard.<\/p>\n<\/li>\n

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    Contingut<\/strong>: com a refer\u00e8ncia general, es pot assegurar al voltant d\u2019un 30% del capital declarat de continent<\/strong>. Tot i aix\u00ed, \u00e9s important revisar qu\u00e8 inclou exactament: mobiliari, elements de decoraci\u00f3, electrodom\u00e8stics, roba, i segons la companyia, tamb\u00e9 aparells d\u2019aire condicionat o mobles fixos de cuina i bany. Tampoc no ens podem oblidar dels objectes de valor especial<\/strong> ni de les joies<\/strong>.<\/p>\n<\/li>\n<\/ul>\n\n\n

    <\/p>\n","protected":false},"excerpt":{"rendered":"

    Casa nostra \u00e9s l\u2019espai m\u00e9s \u00edntim i de confort que tenim: el lloc on ens sentim segurs, c\u00f2modes i protegits. Alhora, \u00e9s tamb\u00e9 una de les inversions <\/p>\n","protected":false},"author":1,"featured_media":0,"parent":40,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"fullwidth.php","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-74","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/pages\/74","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=74"}],"version-history":[{"count":15,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/pages\/74\/revisions"}],"predecessor-version":[{"id":3259,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/pages\/74\/revisions\/3259"}],"up":[{"embeddable":true,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/pages\/40"}],"wp:attachment":[{"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=74"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}