{"id":2341,"date":"2019-06-04T11:45:14","date_gmt":"2019-06-04T10:45:14","guid":{"rendered":"https:\/\/www.mcasadellapol.cat\/?p=2341"},"modified":"2020-04-17T17:43:36","modified_gmt":"2020-04-17T16:43:36","slug":"les-exclusions-mes-importants-gairebe-que-les-cobertures","status":"publish","type":"post","link":"https:\/\/www.mcasadellapol.cat\/?p=2341","title":{"rendered":"Les exclusions, m\u00e9s importants (gaireb\u00e9) que les cobertures"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Les exclusions en un contracte d&#8217;asseguran\u00e7a s\u00f3n aquelles cl\u00e0usules o condicions en els que la companyia asseguradora descriu tot all\u00f2 que no est\u00e0 cobert. <strong>S\u00f3n cl\u00e0usules<\/strong> per tant, <strong>que limiten el risc que s&#8217;est\u00e0 assegurant<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La llei diu que aquestes cl\u00e0usules s&#8217;han d&#8217;incloure al condicionat general de la p\u00f2lissa de <strong>manera destacada<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Per la companyia, les exclusions s\u00f3n la millor soluci\u00f3 per delimitar el risc que estan assumint, i per aix\u00f2, normalment les descriuen amb gran detall, a semblan\u00e7a del qu\u00e8 fan amb les cobertures.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Des del punt de vista del client, les exclusions poden marcar difer\u00e8ncies importants entre varies alternatives. En contractes d&#8217;asseguran\u00e7a de productes de gran consum, com ara els d&#8217;autom\u00f2bils o els de la llar, les exclusions seran molt semblants entre les diferents companyies. Ara b\u00e9, en assegurances de salut, per exemple, poden haver-hi difer\u00e8ncies significatives en exclusions entre varies companyies asseguradores. En el camp de les assegurances d&#8217;empresa, especialment les assegurances de Responsabilitat Civil, tamb\u00e9 cal tenir molt clares les exclusions de la cobertura, ja que en ocasions i depenent de l&#8217;activitat assegurada, poden ser decisives a l&#8217;hora contractar una asseguran\u00e7a o una altra.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignright is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.mcasadellapol.cat\/wp-content\/uploads\/2019\/06\/MODEL-DOCUMENT-INFORMATIU-ASSEGURANCES-944x1024.jpg\" alt=\"\" class=\"wp-image-2346\" width=\"331\" height=\"359\" srcset=\"https:\/\/www.mcasadellapol.cat\/wp-content\/uploads\/2019\/06\/MODEL-DOCUMENT-INFORMATIU-ASSEGURANCES-944x1024.jpg 944w, https:\/\/www.mcasadellapol.cat\/wp-content\/uploads\/2019\/06\/MODEL-DOCUMENT-INFORMATIU-ASSEGURANCES-277x300.jpg 277w, https:\/\/www.mcasadellapol.cat\/wp-content\/uploads\/2019\/06\/MODEL-DOCUMENT-INFORMATIU-ASSEGURANCES-768x833.jpg 768w, https:\/\/www.mcasadellapol.cat\/wp-content\/uploads\/2019\/06\/MODEL-DOCUMENT-INFORMATIU-ASSEGURANCES-600x651.jpg 600w, https:\/\/www.mcasadellapol.cat\/wp-content\/uploads\/2019\/06\/MODEL-DOCUMENT-INFORMATIU-ASSEGURANCES-1320x1432.jpg 1320w\" sizes=\"auto, (max-width: 331px) 100vw, 331px\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Per donar m\u00e9s transpar\u00e8ncia i garanties als assegurats, el 01\/09\/2017 va entrar en vigor el reglament europeu que estableix, entre d&#8217;altres coses, el <strong>model de document est\u00e0ndard d&#8217;informaci\u00f3 pr\u00e8via<\/strong> relatiu a les assegurances de no vida. Aquest model, les companyies l&#8217;han d&#8217;entregar als seus clients abans de contractar una asseguran\u00e7a. Normalment s&#8217;entrega juntament amb el projecte o pressupost (foto adjunta). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El cert \u00e9s que <strong>encara no s&#8217;ha transposat la directiva<\/strong> (esperem que sigui una realitat aquest 2019), i per tant, el document no \u00e9s obligatori. Tot i aix\u00f2, moltes companyies ja l&#8217;estan fent servir. Aquest document inclou la informaci\u00f3 b\u00e0sica del contracte, enumera les cobertures i exclusions de manera clara i f\u00e0cil, detalla el risc assegurat de forma destacada, aix\u00ed com tamb\u00e9 els drets i les obligacions de l&#8217;assegurat. Des del meu punt de vista, <strong>\u00e9s un pas endavant de cara a dotar de m\u00e9s transpar\u00e8ncia i informaci\u00f3 a l&#8217;assegurat.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Per acabar, el meu consell \u00e9s clar: repasseu sempre la nota informativa pr\u00e8via i\/o el condicionat general de la p\u00f2lissa, i davant de qualsevol dubte, pregunteu sempre al vostre mediador. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les exclusions en un contracte d&#8217;asseguran\u00e7a s\u00f3n aquelles cl\u00e0usules o condicions en els que la companyia asseguradora descriu tot all\u00f2 que no est<\/p>\n","protected":false},"author":1,"featured_media":2580,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[171],"tags":[182,43,181,180],"class_list":["post-2341","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assegurances","tag-assegurances","tag-cobertures","tag-contracte","tag-exclusions"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.1.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Les exclusions en un contracte d&#039;asseguran\u00e7a s\u00f3n aquelles cl\u00e0usules o condicions en els que la companyia asseguradora descriu tot all\u00f2 que no est\u00e0 cobert. S\u00f3n cl\u00e0usules per tant, que limiten el risc que s&#039;est\u00e0 assegurant. La llei diu que aquestes cl\u00e0usules s&#039;han d&#039;incloure al condicionat general de la p\u00f2lissa de manera destacada. Per la companyia,\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Mari\u00e0ngels\"\/>\n\t<meta name=\"google-site-verification\" content=\"rTBep3JFcQOrswFrXwNQ9Q0WmbH5NKi1IPIi2t-Wpl4\" \/>\n\t<meta name=\"keywords\" content=\"assegurances,cobertures,contracte,exclusions\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.mcasadellapol.cat\/?p=2341\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.1.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"ca_ES\" \/>\n\t\t<meta property=\"og:site_name\" content=\"www.mcasadellapol.cat\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Les exclusions, m\u00e9s importants (gaireb\u00e9) que les cobertures | MCP Corredora Assegurances\" \/>\n\t\t<meta property=\"og:description\" content=\"Les exclusions en un contracte d&#039;asseguran\u00e7a s\u00f3n aquelles cl\u00e0usules o condicions en els que la companyia asseguradora descriu tot all\u00f2 que no est\u00e0 cobert. S\u00f3n cl\u00e0usules per tant, que limiten el risc que s&#039;est\u00e0 assegurant. La llei diu que aquestes cl\u00e0usules s&#039;han d&#039;incloure al condicionat general de la p\u00f2lissa de manera destacada. Per la companyia,\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.mcasadellapol.cat\/?p=2341\" \/>\n\t\t<meta property=\"fb:admins\" content=\"719888618094712\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2019-06-04T10:45:14+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2020-04-17T16:43:36+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Les exclusions, m\u00e9s importants (gaireb\u00e9) que les cobertures | MCP Corredora Assegurances\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Les exclusions en un contracte d&#039;asseguran\u00e7a s\u00f3n aquelles cl\u00e0usules o condicions en els que la companyia asseguradora descriu tot all\u00f2 que no est\u00e0 cobert. S\u00f3n cl\u00e0usules per tant, que limiten el risc que s&#039;est\u00e0 assegurant. La llei diu que aquestes cl\u00e0usules s&#039;han d&#039;incloure al condicionat general de la p\u00f2lissa de manera destacada. Per la companyia,\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?p=2341#article\",\"name\":\"Les exclusions, m\\u00e9s importants (gaireb\\u00e9) que les cobertures | MCP Corredora Assegurances\",\"headline\":\"Les exclusions, m\\u00e9s importants (gaireb\\u00e9) que les cobertures\",\"author\":{\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?author=1#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/#organization\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/wp-content\\\/uploads\\\/2019\\\/06\\\/04062019.jpg\",\"width\":1280,\"height\":430,\"caption\":\"CREATOR: gd-jpeg v1.0 (using IJG JPEG v62), quality = 82\"},\"datePublished\":\"2019-06-04T11:45:14+01:00\",\"dateModified\":\"2020-04-17T17:43:36+01:00\",\"inLanguage\":\"ca\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?p=2341#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?p=2341#webpage\"},\"articleSection\":\"assegurances, assegurances, cobertures, contracte, exclusions\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?p=2341#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.mcasadellapol.cat\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?cat=171#listItem\",\"name\":\"assegurances\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?cat=171#listItem\",\"position\":2,\"name\":\"assegurances\",\"item\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?cat=171\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?p=2341#listItem\",\"name\":\"Les exclusions, m\\u00e9s importants (gaireb\\u00e9) que les cobertures\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?p=2341#listItem\",\"position\":3,\"name\":\"Les exclusions, m\\u00e9s importants (gaireb\\u00e9) que les cobertures\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?cat=171#listItem\",\"name\":\"assegurances\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/#organization\",\"name\":\"MCP CORREDORA D'ASSEGURANCES\",\"description\":\"Assegurances Malgrat de Mar | Seguros Malgrat de mar\",\"url\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/\",\"telephone\":\"+34667037604\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/wp-content\\\/uploads\\\/2017\\\/12\\\/LOGO-MCP-150X150.jpg\",\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?p=2341\\\/#organizationLogo\",\"width\":150,\"height\":106},\"image\":{\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?p=2341\\\/#organizationLogo\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?author=1#author\",\"url\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?author=1\",\"name\":\"Mari\\u00e0ngels\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?p=2341#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fff69c4ab9aea2ff65cdb4e08699d62ce9b535c3af3824a5104f95e5cc98570a?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"Mari\\u00e0ngels\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?p=2341#webpage\",\"url\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?p=2341\",\"name\":\"Les exclusions, m\\u00e9s importants (gaireb\\u00e9) que les cobertures | MCP Corredora Assegurances\",\"description\":\"Les exclusions en un contracte d'asseguran\\u00e7a s\\u00f3n aquelles cl\\u00e0usules o condicions en els que la companyia asseguradora descriu tot all\\u00f2 que no est\\u00e0 cobert. S\\u00f3n cl\\u00e0usules per tant, que limiten el risc que s'est\\u00e0 assegurant. La llei diu que aquestes cl\\u00e0usules s'han d'incloure al condicionat general de la p\\u00f2lissa de manera destacada. Per la companyia,\",\"inLanguage\":\"ca\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?p=2341#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?author=1#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?author=1#author\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/wp-content\\\/uploads\\\/2019\\\/06\\\/04062019.jpg\",\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?p=2341\\\/#mainImage\",\"width\":1280,\"height\":430,\"caption\":\"CREATOR: gd-jpeg v1.0 (using IJG JPEG v62), quality = 82\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/?p=2341#mainImage\"},\"datePublished\":\"2019-06-04T11:45:14+01:00\",\"dateModified\":\"2020-04-17T17:43:36+01:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/#website\",\"url\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/\",\"name\":\"MCP Corredora Assegurances\",\"description\":\"Assegurances Malgrat de Mar | Seguros Malgrat de mar\",\"inLanguage\":\"ca\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.mcasadellapol.cat\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Les exclusions, m\u00e9s importants (gaireb\u00e9) que les cobertures | MCP Corredora Assegurances","description":"Les exclusions en un contracte d'asseguran\u00e7a s\u00f3n aquelles cl\u00e0usules o condicions en els que la companyia asseguradora descriu tot all\u00f2 que no est\u00e0 cobert. S\u00f3n cl\u00e0usules per tant, que limiten el risc que s'est\u00e0 assegurant. La llei diu que aquestes cl\u00e0usules s'han d'incloure al condicionat general de la p\u00f2lissa de manera destacada. Per la companyia,","canonical_url":"https:\/\/www.mcasadellapol.cat\/?p=2341","robots":"max-image-preview:large","keywords":"assegurances,cobertures,contracte,exclusions","webmasterTools":{"google-site-verification":"rTBep3JFcQOrswFrXwNQ9Q0WmbH5NKi1IPIi2t-Wpl4","miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.mcasadellapol.cat\/?p=2341#article","name":"Les exclusions, m\u00e9s importants (gaireb\u00e9) que les cobertures | MCP Corredora Assegurances","headline":"Les exclusions, m\u00e9s importants (gaireb\u00e9) que les cobertures","author":{"@id":"https:\/\/www.mcasadellapol.cat\/?author=1#author"},"publisher":{"@id":"https:\/\/www.mcasadellapol.cat\/#organization"},"image":{"@type":"ImageObject","url":"https:\/\/www.mcasadellapol.cat\/wp-content\/uploads\/2019\/06\/04062019.jpg","width":1280,"height":430,"caption":"CREATOR: gd-jpeg v1.0 (using IJG JPEG v62), quality = 82"},"datePublished":"2019-06-04T11:45:14+01:00","dateModified":"2020-04-17T17:43:36+01:00","inLanguage":"ca","mainEntityOfPage":{"@id":"https:\/\/www.mcasadellapol.cat\/?p=2341#webpage"},"isPartOf":{"@id":"https:\/\/www.mcasadellapol.cat\/?p=2341#webpage"},"articleSection":"assegurances, assegurances, cobertures, contracte, exclusions"},{"@type":"BreadcrumbList","@id":"https:\/\/www.mcasadellapol.cat\/?p=2341#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.mcasadellapol.cat#listItem","position":1,"name":"Home","item":"https:\/\/www.mcasadellapol.cat","nextItem":{"@type":"ListItem","@id":"https:\/\/www.mcasadellapol.cat\/?cat=171#listItem","name":"assegurances"}},{"@type":"ListItem","@id":"https:\/\/www.mcasadellapol.cat\/?cat=171#listItem","position":2,"name":"assegurances","item":"https:\/\/www.mcasadellapol.cat\/?cat=171","nextItem":{"@type":"ListItem","@id":"https:\/\/www.mcasadellapol.cat\/?p=2341#listItem","name":"Les exclusions, m\u00e9s importants (gaireb\u00e9) que les cobertures"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.mcasadellapol.cat#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.mcasadellapol.cat\/?p=2341#listItem","position":3,"name":"Les exclusions, m\u00e9s importants (gaireb\u00e9) que les cobertures","previousItem":{"@type":"ListItem","@id":"https:\/\/www.mcasadellapol.cat\/?cat=171#listItem","name":"assegurances"}}]},{"@type":"Organization","@id":"https:\/\/www.mcasadellapol.cat\/#organization","name":"MCP CORREDORA D'ASSEGURANCES","description":"Assegurances Malgrat de Mar | Seguros Malgrat de mar","url":"https:\/\/www.mcasadellapol.cat\/","telephone":"+34667037604","logo":{"@type":"ImageObject","url":"https:\/\/www.mcasadellapol.cat\/wp-content\/uploads\/2017\/12\/LOGO-MCP-150X150.jpg","@id":"https:\/\/www.mcasadellapol.cat\/?p=2341\/#organizationLogo","width":150,"height":106},"image":{"@id":"https:\/\/www.mcasadellapol.cat\/?p=2341\/#organizationLogo"}},{"@type":"Person","@id":"https:\/\/www.mcasadellapol.cat\/?author=1#author","url":"https:\/\/www.mcasadellapol.cat\/?author=1","name":"Mari\u00e0ngels","image":{"@type":"ImageObject","@id":"https:\/\/www.mcasadellapol.cat\/?p=2341#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/fff69c4ab9aea2ff65cdb4e08699d62ce9b535c3af3824a5104f95e5cc98570a?s=96&d=mm&r=g","width":96,"height":96,"caption":"Mari\u00e0ngels"}},{"@type":"WebPage","@id":"https:\/\/www.mcasadellapol.cat\/?p=2341#webpage","url":"https:\/\/www.mcasadellapol.cat\/?p=2341","name":"Les exclusions, m\u00e9s importants (gaireb\u00e9) que les cobertures | MCP Corredora Assegurances","description":"Les exclusions en un contracte d'asseguran\u00e7a s\u00f3n aquelles cl\u00e0usules o condicions en els que la companyia asseguradora descriu tot all\u00f2 que no est\u00e0 cobert. S\u00f3n cl\u00e0usules per tant, que limiten el risc que s'est\u00e0 assegurant. La llei diu que aquestes cl\u00e0usules s'han d'incloure al condicionat general de la p\u00f2lissa de manera destacada. Per la companyia,","inLanguage":"ca","isPartOf":{"@id":"https:\/\/www.mcasadellapol.cat\/#website"},"breadcrumb":{"@id":"https:\/\/www.mcasadellapol.cat\/?p=2341#breadcrumblist"},"author":{"@id":"https:\/\/www.mcasadellapol.cat\/?author=1#author"},"creator":{"@id":"https:\/\/www.mcasadellapol.cat\/?author=1#author"},"image":{"@type":"ImageObject","url":"https:\/\/www.mcasadellapol.cat\/wp-content\/uploads\/2019\/06\/04062019.jpg","@id":"https:\/\/www.mcasadellapol.cat\/?p=2341\/#mainImage","width":1280,"height":430,"caption":"CREATOR: gd-jpeg v1.0 (using IJG JPEG v62), quality = 82"},"primaryImageOfPage":{"@id":"https:\/\/www.mcasadellapol.cat\/?p=2341#mainImage"},"datePublished":"2019-06-04T11:45:14+01:00","dateModified":"2020-04-17T17:43:36+01:00"},{"@type":"WebSite","@id":"https:\/\/www.mcasadellapol.cat\/#website","url":"https:\/\/www.mcasadellapol.cat\/","name":"MCP Corredora Assegurances","description":"Assegurances Malgrat de Mar | Seguros Malgrat de mar","inLanguage":"ca","publisher":{"@id":"https:\/\/www.mcasadellapol.cat\/#organization"}}]},"og:locale":"ca_ES","og:site_name":"www.mcasadellapol.cat","og:type":"article","og:title":"Les exclusions, m\u00e9s importants (gaireb\u00e9) que les cobertures | MCP Corredora Assegurances","og:description":"Les exclusions en un contracte d'asseguran\u00e7a s\u00f3n aquelles cl\u00e0usules o condicions en els que la companyia asseguradora descriu tot all\u00f2 que no est\u00e0 cobert. S\u00f3n cl\u00e0usules per tant, que limiten el risc que s'est\u00e0 assegurant. La llei diu que aquestes cl\u00e0usules s'han d'incloure al condicionat general de la p\u00f2lissa de manera destacada. Per la companyia,","og:url":"https:\/\/www.mcasadellapol.cat\/?p=2341","fb:admins":"719888618094712","article:published_time":"2019-06-04T10:45:14+00:00","article:modified_time":"2020-04-17T16:43:36+00:00","twitter:card":"summary","twitter:title":"Les exclusions, m\u00e9s importants (gaireb\u00e9) que les cobertures | MCP Corredora Assegurances","twitter:description":"Les exclusions en un contracte d'asseguran\u00e7a s\u00f3n aquelles cl\u00e0usules o condicions en els que la companyia asseguradora descriu tot all\u00f2 que no est\u00e0 cobert. S\u00f3n cl\u00e0usules per tant, que limiten el risc que s'est\u00e0 assegurant. La llei diu que aquestes cl\u00e0usules s'han d'incloure al condicionat general de la p\u00f2lissa de manera destacada. Per la companyia,"},"aioseo_meta_data":{"post_id":"2341","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":"","og_description":"","og_object_type":"article","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":"","og_article_tags":"","twitter_use_og":false,"twitter_card":"summary","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"Article","isEnabled":true},"graphs":[]},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2021-01-21 14:42:46","updated":"2025-08-21 10:01:17","seo_analyzer_scan_date":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null},"_links":{"self":[{"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/posts\/2341","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2341"}],"version-history":[{"count":11,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/posts\/2341\/revisions"}],"predecessor-version":[{"id":2581,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/posts\/2341\/revisions\/2581"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=\/wp\/v2\/media\/2580"}],"wp:attachment":[{"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2341"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2341"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mcasadellapol.cat\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2341"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}